Cookie Policy
Effective: February 1, 2025
This Cookie Policy documents every cookie and analogous technology used by checkdayamerica.com. Because our readers visit during periods of financial uncertainty — often while awaiting tax refunds or government payments — we believe full transparency about tracking technology is essential to maintaining their trust.
What Cookies Are
Cookies are compact data files placed on your browser by websites you visit. They perform various functions ranging from maintaining your session to measuring site traffic. This policy explains precisely which cookies operate on our site and the purpose each one serves.
Operational Cookies (Always Active)
These cookies are essential for the site to function correctly. Disabling them would break core features.
- cda_sess: Maintains session state during your visit. Expires when the browser tab or window is closed.
- cda_csrf_token: Validates form submissions against cross-site forgery attacks. Expires after 8 hours.
- cda_consent: Stores your cookie preference so you are not prompted on every page load. Expires after 11 months.
Usage Measurement Cookie (Requires Consent)
We operate a self-hosted analytics system that processes data entirely on infrastructure we control. No data is transmitted to third-party analytics companies.
- cda_metrics: Assigns a randomized visitor token with no connection to your personal identity. Enables us to measure which payment schedules and refund guides receive the most traffic. Expires after 45 days.
Cookies Absent From Our Site
We want to leave no ambiguity about what we do not deploy:
- Advertising network cookies of any kind
- Social platform tracking widgets
- Cross-site identification or fingerprinting technologies
- Retargeting or lookalike audience pixels
Embedded External Content
Our articles occasionally embed IRS informational videos or Treasury Department press briefing clips hosted on third-party platforms. These embeds may set cookies under the hosting platform’s own policies. Where privacy-enhanced embedding options exist, we enable them.
Your Cookie Controls
A consent banner is displayed on your first visit, allowing you to accept or decline the optional usage measurement cookie. To withdraw consent later, clear cookies for checkdayamerica.com in your browser preferences — the consent banner will reappear on your next visit. Browser-level cookie blocking is also supported but may interfere with session management.
Cookie questions? Write to [email protected].