Tax Refunds
He Was Counting on a $3,200 Tax Refund. Then the IRS Intercepted It Because of Debt He Never Knew About
Have you ever built an entire financial plan around money you assumed was already yours…
Articles by Dr. Eliot Soren Vance
IRS
Garrett Reeves Filed His Taxes at 65 With No Retirement Savings — Then His Wife’s Hidden Debt Changed Everything
Most financial planners will tell you that a tax refund is not a savings strategy.…
IRS
She Filed Her Taxes in February. The IRS Held Her Refund for 11 Weeks While She Rationed Her Brother’s Medical Supplies
The first thing Monique Washington showed me when I arrived at her rowhouse in East…
IRS
He Expected His $4,100 Tax Refund in 21 Days — The IRS Held It for 58 Days While His Blended Family Waited
Roughly one in five tax refunds flagged for identity or income verification sits in IRS…
IRS
Divorce Cost Him $22K in Legal Fees. Then the IRS Took Most of His Tax Refund Too.
The last Saturday in February, Tommy Bianchi was sitting at his kitchen table in a…
IRS
She Claimed Her Disabled Brother as a Dependent. The IRS Sent Her a CP05 Notice Instead of a Refund
The letter arrived on a Tuesday in late January — a single sheet of IRS…
Tax Refunds
A Baby Due in Four Months, $22K Saved, and a Tax Refund on the Way: One Minneapolis Family’s Impossible Financial Triage
Have you ever built a plan so carefully that you could see exactly where it…
Analysis
The 1 skill NBA scouts keep flagging in Braylon Mullins that zero mock drafts have quantified — UConn’s star is more draft-ready than his ranking shows
Can a freshman guard from UConn genuinely crack the NBA lottery in 2026? That question…
Analysis
You Filed in February to Get Your $3,200 Refund Faster — So Why Are 1 in 5 Early Filers Still Waiting With No Answer in Mid-April
Roughly 1 in 5 taxpayers who file before March 1 still hasn’t received their refund…